{"id":2111,"date":"2025-09-01T20:02:02","date_gmt":"2025-09-01T20:02:02","guid":{"rendered":"https:\/\/pgfiscal.com\/?p=2111"},"modified":"2025-09-25T11:55:37","modified_gmt":"2025-09-25T11:55:37","slug":"traballo-por-conta-allea-e-autonomo","status":"publish","type":"post","link":"https:\/\/pgfiscal.com\/gl\/trabajo-por-cuenta-ajena-y-autonomo\/","title":{"rendered":"Traballo aut\u00f3nomo e emprendemento: vantaxes fiscais"},"content":{"rendered":"
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Multiactividade vs. Tarifa plana.\u00a0<\/h1>

\u00c9 posible traballar por conta allea e por conta propia ao mesmo tempo? Que vantaxes fiscais existen se decides iniciar un negocio sen deixar o teu traballo? Neste artigo, explicamos como funciona o sistema tributario. pluriactividade<\/strong>, cal \u00e9 o tarifa plana para novos traballadores aut\u00f3nomos<\/strong> e cales son as deduci\u00f3ns fiscais por investimento en empresas emerxentes<\/strong>. Todo o que precisa saber se est\u00e1 a pensar en iniciar un negocio sen sacrificar a seguridade do seu salario.<\/p>

Que \u00e9 a pluriactividade e como funciona?<\/h2>

O\/A pluriactividade<\/strong> \u00c9 unha situaci\u00f3n xur\u00eddica que permite a un traballador contribu\u00edr simultaneamente ao R\u00e9xime Xeral<\/strong> (como empregado\/a) e no\/na R\u00e9xime Especial para Traballadores Aut\u00f3nomos (RETA)<\/strong>. Noutras palabras, podes ser aut\u00f3nomo e asalariado ao mesmo tempo<\/strong>.<\/p>

Vantaxes da pluriactividade para os aut\u00f3nomos<\/h3>
  • Estabilidade financeira:<\/strong> Podes lanzar o teu negocio sen depender totalmente dos seus ingresos.<\/li>
  • Reduci\u00f3n de taxas:<\/strong> Hai bonificaci\u00f3ns espec\u00edficas para aqueles que inician unha actividade por conta propia mentres te\u00f1en varios empregos.<\/li><\/ul>

    Bonificaci\u00f3n na cota de aut\u00f3nomo por actividades m\u00faltiples<\/h3>

    Se est\u00e1s empregado por outra persoa tempo completo<\/strong> e rex\u00edstrate como traballador\/a aut\u00f3nomo\/a:<\/p>

    • Primeiros 18 meses:<\/strong> S\u00f3 pagas 50% da base m\u00ednima de cotizaci\u00f3n (aprox. 146 \u20ac\/mes).<\/li>
    • Meses 19 a 36:<\/strong> Cotizas 75% da base m\u00ednima (uns 220 \u20ac\/mes).<\/li><\/ul>

      Nota: Esta bonificaci\u00f3n non \u00e9 autom\u00e1tica. Debes solicitala ao rexistrarte na RETA.<\/em><\/p>

      Que \u00e9 a tarifa plana para aut\u00f3nomos e como se aplica?<\/h2>

      O\/A tarifa plana para novos traballadores aut\u00f3nomos<\/strong> \u00c9 unha axuda estatal que che permite reducir a t\u00faa cotizaci\u00f3n mensual \u00e1 Seguridade Social. Tam\u00e9n \u00e9 unha opci\u00f3n dispo\u00f1ible para os traballadores a tempo parcial, sempre que non te\u00f1an solicitado a bonificaci\u00f3n previamente.<\/p>

      Tarifa reducida:<\/h3>
      • 80 \u20ac\/mes durante os primeiros 12 meses<\/li>
      • Pr\u00f3rroga por outros 12 meses se os ingresos netos non superan o SMI<\/li><\/ul>

        Importante:<\/strong> A tarifa plana e a bonificaci\u00f3n por multiactividade non se poden aplicar simultaneamente. Debes escoller unha das d\u00faas opci\u00f3ns.<\/p>

        Cal \u00e9 a mellor opci\u00f3n: tarifa plana ou bonificaci\u00f3n?<\/h3>

        Depende da t\u00faa situaci\u00f3n:<\/p>

        • Se xa tes un traballo estable, o bonificaci\u00f3n por actividades m\u00faltiples<\/strong> pode ser m\u00e1is vantaxoso a longo prazo.<\/li>
        • Se non tes un traballo fixo, o tarifa plana<\/strong> pode axudarche a reducir custos ao principio.<\/li><\/ul>

          \u00a0<\/p>

          Deduci\u00f3ns fiscais por investimento en empresas de nova creaci\u00f3n<\/h2>

          Se ademais de emprender decides investindo en empresas emerxentes<\/strong> ou empresas novas, podes aproveitar oportunidades interesantes deduci\u00f3ns fiscais no imposto sobre a renda das persoas f\u00edsicas<\/strong>. Estas deduci\u00f3ns apl\u00edcanse tanto a nivel estatal como auton\u00f3mico.<\/p>

          1. Deduci\u00f3n estatal por investimento en novas empresas (IRPF)<\/h3>
          • Deduci\u00f3n 50%<\/strong> sobre a cantidade investida<\/li>
          • L\u00edmite:<\/strong> Base anual de 100.000 \u20ac (deduci\u00f3n m\u00e1xima de 50.000 \u20ac)<\/li>
          • Participaci\u00f3n m\u00e1xima:<\/strong> 40% do capital da empresa<\/li>
          • Per\u00edodo de mantemento:<\/strong> entre 3 e 12 anos<\/li><\/ul>

            A empresa debe ser de nova creaci\u00f3n, non cotizar en bolsa e non pode estar involucrada en actividades financeiras ou inmobiliarias.<\/p>

            2. Deduci\u00f3ns fiscais rexionais<\/h3>

            Ademais da deduci\u00f3n estatal, moitas comunidades ofrecen deduci\u00f3ns para a parte rexional do imposto sobre a renda das persoas f\u00edsicas. Exemplos:<\/p>

            • Madrid:<\/strong> 30% ata 6.000 \u20ac<\/li>
            • Galicia:<\/strong> 20% ata 4.000 \u20ac<\/li>
            • Catalu\u00f1a, Andaluc\u00eda, Arag\u00f3n:<\/strong> deduci\u00f3ns semellantes<\/li><\/ul>

              Estas deduci\u00f3ns poden complementar as deduci\u00f3ns estatais e aumentar o teu aforro fiscal se cumpres os requisitos.<\/em><\/p>

              Requisitos xerais:<\/h3>
              • Formalizar o investimento en escritura p\u00fablica<\/li>
              • A empresa debe presentar as modelo 165<\/strong><\/li>
              • Garda os comprobantes de pagamento, os certificados e a documentaci\u00f3n legal<\/li><\/ul>

                Conclusi\u00f3n: \u00c9 unha boa idea comezar un negocio mantendo o teu traballo?<\/h2>

                Si. Comezar un negocio sen deixar o traballo \u00e9 unha forma intelixente de validar o teu proxecto sen arriscar a t\u00faa seguridade financeira. As bonificaci\u00f3ns por actividades m\u00faltiples, as tarifas fixas e as deduci\u00f3ns fiscais por investir en empresas emerxentes son ferramentas que che permiten comezar con menos presi\u00f3n financeira e unha mellor planificaci\u00f3n fiscal.<\/p>

                No noso asesoramento fiscal e contable<\/strong> Axud\u00e1mosche a:<\/p>

                • Escollendo entre unha tarifa plana e unha bonificaci\u00f3n para varias actividades<\/li>
                • Optimiza a t\u00faa achega como aut\u00f3nomo\/a<\/li>
                • Aplicar as deduci\u00f3ns fiscais dispo\u00f1ibles<\/li><\/ul>

                  Est\u00e1s preparado para comezar un negocio sen deixar o teu traballo? Ponte en contacto connosco e guiar\u00e9mosche paso a paso.<\/strong><\/p>

                  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                  Comezar un negocio sen deixar o traballo \u00e9 unha forma intelixente de probar un negocio sen asumir todos os riscos. A pluriactividade, a tarifa plana para traballadores aut\u00f3nomos e as deduci\u00f3ns por investimento en empresas emerxentes son ferramentas clave que poden axudarche a optimizar custos, reducir impostos e planificar mellor a t\u00faa transici\u00f3n ao traballo por conta propia.<\/p>","protected":false},"author":1,"featured_media":2112,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74,56,57],"tags":[71,70],"class_list":["post-2111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-emprendimiento","category-fiscalidad","category-laboral","tag-deduciones-fiscales","tag-inversion-en-proyectos"],"yoast_head":"\nTrabajo por cuenta ajena y emprendimiento: beneficios fiscales - PG FISCAL<\/title>\n<meta name=\"description\" content=\"Cuando podemos beneficiarnos de las deduccione fiscales cuando trabajamos a la vez por cuenta ajena y como autonomo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pgfiscal.com\/gl\/traballo-por-conta-allea-e-autonomo\/\" \/>\n<meta property=\"og:locale\" content=\"gl_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trabajo por cuenta ajena y emprendimiento: beneficios fiscales - 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